At OZ Home Hub, we believe that furnishing your dream home should be accessible and stress-free. That's why we offer flexible, interest-free payment plans to suit your budget and lifestyle. With no applications or hidden fees, it's easier than ever to bring home the furniture you love.

Flexible Payment Options for Everyone

3-Month Interest-Free Payment Plan
Available to all customers, our 3-month payment plan lets you spread the cost of your purchase over manageable installments.
- Easy and Simple: Pay one-third of the purchase price upfront when placing your order.
- Flexible Payments: The remaining balance is divided into two equal payments over the following two months.
- Interest-Free: Enjoy peace of mind knowing there are no interest charges—ever.
- Hassle-Free: No applications, credit checks, or paperwork required.

How It Works:
1. Shop as Usual: Add your favorite furniture pieces to your cart.
2. Select Payment Plan: At checkout, choose the 3-Month Payment Plan option.
3. Make Initial Payment: Pay one-third of the total purchase price securely online.
4. Automatic Payments: The remaining balance will be automatically charged to your selected payment method over the next two months.
5. Enjoy Your Furniture: Receive your new furniture and start enjoying it right away!

Exclusive Benefits for VIP Members

12-Month Interest-Free Payment Plan
For even greater flexibility, our VIP members have access to an extended 12-month payment plan.

- Extended Terms: Spread your payments over 12 months with zero interest.
- VIP Perks: This exclusive offer is just one of the many benefits of our VIP membership
program.
- Upgrade Anytime: Not a VIP member yet? Learn more about becoming a VIP member and unlock additional benefits today.

Why Choose OZ Home Hub Payment Plans?

- Interest-Free Always: Transparent pricing with no hidden fees or interest charges.
- No Applications Needed: Skip the lengthy paperwork and credit checks.
- Immediate Delivery: Get your furniture delivered promptly after your initial payment.
- Budget-Friendly: Manage your finances by spreading out expenses over time.

Frequently Asked Questions

Q. Do I need to apply or undergo a credit check to use the payment plan?
No applications or credit checks are required. Simply choose the payment plan option at checkout.
Q. Are there any interest charges or hidden fees?
No, all our payment plans are completely interest-free with no hidden costs.
Q. How are the subsequent payments processed?
The remaining payments are automatically charged to your chosen payment method on the same date each month.
Q. Can I pay off my balance early?
Yes, you can settle your remaining balance at any time without any penalties. Contact our customer service team to arrange early repayment.
Q. Is the payment plan available for all products?
Yes, our payment plans are available on all products site-wide.
Q. How do I become a VIP member?
To enjoy the benefits of our 12-month payment plan and more, please opt into our VIP Membership program at the checkout page. For more information, please check our VIP Members page .

Need Assistance?

Our friendly customer service team is here to help. If you have any questions or need support with our payment plans, please contact us.